NEXORA FINANCE GROUP
TERMS AND CONDITIONS
Effective Date: October 24, 2025
Last Updated: October 24, 2025
TABLE OF CONTENTS
1.1. Introduction:
These Terms and Conditions (“Terms,” “Agreement”) constitute a legally binding contract between you, an individual user or entity (“User,” “you,” “your”), and Nexora Finance Group, a proprietorship firm registered and operating under the laws of India (“Firm”, “we,” “us,” “our”). This Agreement governs your access to and use of the services provided through our website [www.nexorafinancegroup.com) (hereinafter referred to as the “Site”).
By accessing the Site, initiating and completing the registration process, and payment of the Service Fee, the Individual affirms that the Individual has read, fully understood, and agrees unequivocally to be bound by all clauses within this Agreement and our Privacy Policy, which is incorporated herein by reference. If you do not agree with any part of these Terms, you must immediately cease any or all usage of the Site and our services.
2.1. “Service”:
Refers to the loan facilitation and lead generation service provided by the Firm, which consists solely of collecting a User’s Personal Information and transmitting it to a trusted network of Financial Partners.
2.2. “Lending Service Provider (LSP)”:
The role of the Firm as an intermediary performing customer acquisition functions on behalf of Regulated Entities, as defined under the RBI’s Digital Lending Directions.
2.3. “Financial Partners”:
A network of independent, third-party, RBI-regulated entities, including Banks and Non-Banking Financial Companies (NBFCs), with whom we have contractual arrangements.
2.4. “Personal Information”:
As defined in our Privacy Policy, including your full legal name, contact details, Permanent Account Number (PAN) and AADHAR information.
2.5. “Service Fee”:
The non-refundable consideration of INR 360/- payable by the User for availing the Service.
3.1. Company’s Role:
The Firm operates exclusively as a Lending Service Provider (LSP). Our role is strictly limited to that of a digital intermediary. We do not provide, underwrite, or service loans. Servicing of loans is at the sole discretion of our Financial Partners, subject to their satisfaction.
3.2. Service Provided:
Our Service is the executive process of collecting your registration details and securely forwarding them to our Financial Partners to enable their independent assessment of your eligibility for their respective loan products.
3.3. Express Exclusions:
The Firm expressly does not: (a) Engage in any lending activity; (b) Make any credit decision or assess creditworthiness; (c) Guarantee that a loan will be granted by our Financial Partner / Partners; (d) Control the Annual Percentage Rate (APR) or other loan terms; (e) Act as an agent for the User.
4.1. Eligibility:
User must be: (a) A citizen and resident of India; (b) At least 18 years of age and legally competent to contract.
4.2. User Covenants:
User represents, warrants and acknowledges that: (a) All information provided by User is true, accurate, current, and complete; (b) User is not impersonating any other person; (c) User will maintain the accuracy of such information; (d) User’s use of the Service is for a lawful and a bona fide purpose.
5.1. Service Fee:
A payment of one-time, non-refundable and non-cancellable Service Fee of Rs. 360/- (Rupees Three Hundred and Sixty only) is mandatory to avail the Service.
5.2. Purpose Acknowledgment:
You explicitly acknowledge that this one-time fee of Rs. 360/- is only a consideration only for the executive service of data processing and transmission, and the same should not be considered as a loan application fee.
5.3. Completion of Service:
Our service obligation is deemed fully discharged upon successful payment of the one-time Service Fee.
5.4. No Refund:
As detailed in our Refund and Cancellation Policy, the one-time Service Fee is strictly non-refundable, including in the event of loan rejection, subject to the sole exception which has been detailed in our Refund and Cancellation Policy.
User agrees not to use the Site or Service for any unlawful purpose. You are expressly prohibited from:
d)Using the Service to compete with us or for any commercial gains.
7.1. Data Transmission:
Upon registration with the payment of one-time fees of Rs. 360/-, User’s Personal Information will be shared with our network of Financial Partners.
7.2. Direct Contact Consent:
User expressly consents to be contacted directly by these Financial Partners via telephone, SMS, email, and/or WhatsApp or through any other electronic mode of contact.
7.3. Independent Relationship:
Any agreement that the User enters into with a Financial Partner is entirely independent and outside the scope of terms and conditions of the Firm.
7.4. Third-Party Terms:
It is the User’s sole responsibility to review and understand the terms and conditions of our Financial Partners before entering into any agreement with them.
All contents on the Site, including text, graphics, logos, and software are the exclusive property of Nexora Finance Group and is protected by copyright and trademark laws. Unauthorized use is strictly prohibited and is punishable under the relevant laws in force as on date.
THE SITE AND THE SERVICE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE FIRM EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO GUARANTEE THAT OUR SERVICE WILL POSITIVELY RESULT IN A LOAN OFFER FROM OUR CONTRACTUAL LENDING PARTNERS.
10.1. Indirect Damages:
IN NO EVENT SHALL THE FIRM BE LIABLE FOR ANY INDIRECT, REMOTE, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE PECUNIARY DAMAGES, INCLUDING LOST PROFITS, ARISING FROM YOUR USE OF THE SERVICE PROVIDED BY US.
10.2. Direct Damages:
OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER WILL AT ALL TIMES BE LIMITED TO THE AMOUNT OF THE ONE-TIME SERVICE FEE PAID BY YOU (I.E., RS. 360/-).
10.3. Scope:
This limitation applies to any damages arising from any failure of performance, error, omission, or other cause of action.
User agrees to defend, indemnify, and hold harmless Nexora Finance Group and its officers, directors, and employees from any and all claims, damages, liabilities, costs, or debt (including attorney’s fees) arising from: (a) User’s use of the Service provided by us; (b) User’s violation of these Terms and Conditions; (c) User’s violation of any third-party right.
These Terms and Conditions shall remain in full force and effect while User uses the Site. WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE, DENY ACCESS TO AND USE OF THE SITE TO ANY PERSON FOR ANY REASON, INCLUDING FOR BREACH OF ANY REPRESENTATION OR WARRANTY CONTAINED HEREIN.
We reserve the right to modify and / or alter and / or change these Terms and Conditions at any time. We will alert User to effective changes by updating the “Last Updated” date. User, hereby, waives any right to receive specific notice of each change. User’s continued use of the Site after such effective changes constitutes complete acceptance of the new Terms.
The Firm shall not be liable for any failure to perform its obligations hereunder wherein such failure results from any cause and / or causes which are beyond our reasonable control or knowledge, including, but not limited to, acts of God, war, riots, strikes, governmental action, or electronic failures.
15.1. Governing Law:
This Agreement shall be governed by the relevant laws in force of the Republic of India.
15.2. Jurisdiction:
Any legal action shall be brought exclusively in the competent courts of Kolkata, West Bengal.
16.1. Severability:
If any provision of this Agreement is found to be unenforceable, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force.
16.2. Entire Agreement:
This Agreement, together with the Privacy Policy and Refund Policy, constitutes the entire agreement between the User and the Firm.
16.3. No Waiver:
Our failure to enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision.
16.4. Contact Information: For any questions and / or queries regarding these Terms and Conditions, please contact us at info@nexorafinancegroup.com. We would take prompt action to address your queries.
